The Science of Better Financial Advice
LifeOptima is a German fintech company based in Wiesbaden. Our mathematically optimized, dynamic financial planning software helps advisors in Germany and the USA deliver clearer forecasts, more transparent strategies, and client reports they can trust.
Our mission
"Empower lifelong financial freedom and peace of mind through mathematical excellence."
Our Philosophy
Financial advice shouldn't be about predicting the future. It should be about making better decisions in an uncertain one.
Built by insurance experts, financial economists & software engineers
LifeOptima is developed by an interdisciplinary team of insurance, finance, and software experts and is headquartered in Wiesbaden. We combine deep expertise in actuarial science and financial economics with modern cloud software engineering.
What we do
We combine actuarial mathematics with modern software, supporting advisors across the entire client journey – from building wealth during working life, through dynamic withdrawals and retirement income, to lifecycle planning with annuity models.
Tailored Accumulation Phase During Working Life
Build wealth during working life with a unique lifecycle strategy.
Dynamic Withdrawals & Retirement Income
Turn savings into reliable retirement income with dynamic withdrawal calculations.
Your Personal Savings & Withdrawal Planner
Plan personal savings and withdrawals with lifecycle annuity models.
